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University of California Retirement Plan (UCRP) provides disability income when an eligible member has a disability that is permanent or expected to last 12 consecutive months or longer from the UCRP disability date. Your UCRP disability date is the first day you are eligible for UCRP disability income. If you are disabled according to UCRP definitions, your UCRP disability date is the first of the month in which UC HR/Benefits receives your application, or the day after your last day on pay status, whichever is later. To be eligible, you must have a minimum of five years of service credit to receive a benefit of 22.5% of your salary. The benefit increases, based on years of service credit, to a maximum of 40% of salary with 12 or more years of service. In addition, if you are enrolled in the Supplemental Disability Plan, you may receive long-term disability benefits until age 65 to fill in the difference between other sources of disability or retirement income and 70% of your covered salary. The Supplemental Plan will pay a minimum benefit of $100 per month, even if you are receiving a full 70% of salary from other sources. If you aren't receiving other disability or retirement income, the Supplemental Disability Plan pays you 50% of your eligible earnings. |
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